Personal Protection
Car, van, truck, motorcycle, boat... whatever your ride, finding the right auto insurance package in London, ON at the right rate is our commitment to our clients in London, ON, and surrounding communities.
An insurance policy for your car, motorcyle or any other vehicle is a contract between you and the insurance carrier. If you experience an accident (collision), theft, or other damage, this contract protects you against financial loss. If you need car insurance in London, be sure to talk to an insurance expert today.
The coverage offered by auto insurance in the case of a collision provides for property, liability, and medical expenses.
The McConville Omni Personal Insurance Lines team believes that every driver, regardless of age, should fully understand the details of their coverage – and we'll help you do that. We’ll explain all of the options available to you, make sure you receive the discounts you’re entitled to, and show you how all of the elements of your insurance policy will work together to protect you.
Talk to an Auto & Vehicle Insurance Expert
Overview of mandatory coverage requirements for motorcycles. In Ontario, motorcycle insurance is legally required and must include third-party liability coverage, accident benefits, and uninsured motorist protection.
Why motorcycle insurance is essential for riders. It provides financial protection for accidents, legal liabilities, and damages, ensuring a safer riding experience.
Mandatory Insurance Requirements in London, Ontario
Car Insurance Coverage
- Liability: Covers damages to others if you’re at fault in an accident.
- Accident benefits coverage: Offers medical, rehabilitation, and income replacement benefits.
- Direct compensation-property damage (DC-PD): Covers damages to your car if another insured driver is at fault.
- Uninsured automobile coverage: Protects you in accidents involving uninsured or hit-and-run drivers.
Motorcycle Insurance Coverage
- Third-party liability coverage: Covers injury or property damage caused to others.
- Accident benefits coverage: Provides financial assistance for medical expenses and income loss.
- Uninsured motorist coverage: Protects you if the at-fault party doesn’t have insurance.
Getting a driver's license is a big step in life. And getting the right insurance is critical. As your personal insurance broker, I compare prices across multiple carriers to ensure you get the best coverage at the best rate. That's my job.
At McConville Omni, we bring nearly 70 years of trusted experience to the car insurance and motorcycle insurance needs of London, ON drivers. As one of the largest insurance brokers in Southern Ontario, we take pride in offering caring, comprehensive coverage that goes beyond the basics. What sets us apart is our commitment to truly understanding your needs – we don’t believe in one-size-fits-all insurance.
Whether you're cruising city streets or heading out on the open road, our personalized approach ensures you're properly protected. Our long-standing relationships with top insurance carriers allow us to find competitive rates while maintaining high-quality protection. When you choose McConville Omni, you’re partnering with a local team that’s built on trust, knowledge, and a genuine commitment to your peace of mind.
Hannah M. values the personalized and supportive experience of working with her new business broker, Amanda.
Katie R. enjoys the experience of connecting with Susan in St. Thomas at every opportunity!
To file a car insurance or motorcycle insurance claim with McConville Omni in London, Ontario, you can call during business hours, email your broker or our claims team, use the client portal, or contact our 24/7 emergency claims line for urgent situations.
In London, Ontario, there are several auto insurance discounts available to help you save on your premiums:
Claims Free Discount: If you’ve had no at-fault accidents or claims in the last 6 years, you may qualify for this discount. Some insurers even offer accident forgiveness, allowing you to keep your discount after your first at-fault accident as a reward for your safe driving history.
Winter Tire Discount: Install four winter tires during the colder months and save up to 5% on your car insurance. Most insurers require the tires to be on for a specific period, so be sure to check the details.
Multi-Line Discount: Bundling your car insurance with another policy—like home or tenant insurance—can save you 10–15%, depending on your insurer and how long you’ve been insured.
Retiree Discount: If you’re no longer commuting for work, you may qualify for a special discount simply because you’re driving less.
Talk to a McConville Omni advisor to see which of these discounts you’re eligible for and how you can maximize your savings.
At McConville Omni in London, ON, we offer car insurance and motorcycle insurance for a wide range of vehicles, including cars, vans, trucks, motorcycles, and boats—ensuring you’re protected no matter what you drive.
Liability, collision, and comprehensive coverage are key parts of an auto insurance policy, each offering different types of protection:
Liability coverage pays for damages or injuries you cause to others if you're at fault in an accident. It includes both bodily injury and property damage liability.
Collision coverage helps pay to repair or replace your vehicle if it's damaged in an accident, regardless of who is at fault.
Comprehensive coverage protects against non-collision events like theft, vandalism, fire, weather damage, or hitting an animal.
Together, these coverages provide a fuller safety net for you, your vehicle, and others on the road.
At McConville Omni, your London & St. Thomas insurance company, we take the time to get to know you – so that we are fully confident that we are bringing you the very best insurance coverage for you, your family and your business.